Our Videos

FAQ / What research exists on the cost and availability of health insurance?

For many years, the cost and availability of health insurance
has been a top small business concern. Aspects of insurance
that drive small business concerns are premium increases and
administrative costs. Advocacy research shows that: (1) insurers
of small health plans have higher administrative expenses
than those that insure larger group plans, and (2) employees at
small fi rms are less likely to have coverage than the employees
of larger entities.
These results are confi rmed by the Kaiser Family Foundation,
which also fi nds that fi rm size is an important indicator
of whether a fi rm offers health insurance. This survey shows
that about half of businesses with fewer than 10 workers offer
health benefi ts to their employees. The ratio grows to about
three-fourths for fi rms with 10–24 employees, to almost 90
percent for fi rms with 25–49 employees, and to 98 percent for
fi rms with 200 employees or more. Two-thirds of workers in
fi rms of all sizes take health insurance coverage if offered.
Source: National Federation of Independent Business; Kaiser Family Foundation;
Advocacy-funded research by Rose C. Chu and Gordon R. Trapnell,
2003 (www.sba.gov/advo/research/rs224tot.pdf); Joel Popkin and Company,
2005 (www.sba.gov/advo/research/rs262tot.pdf); and Econometrica,
Inc., 2007 (www.sba.gov/advo/research/rs295tot.pdf).



AnnaMaria Realbuto
Thank you for all your assistance and efficiency...
Read More »
Kateryna Melnychenko
Thanks a lot Anton!...
Read More »
Rani Payne
Thank you so much! I’m sure I will be in touch again with something else that will need to be apost...
Read More »
Serge Bauer Law
Thank you again for your help with this case!...
Read More »


Q: What about military and other U.S. government employees stationed abroad?
Read More »
What to consider when purchasing an existing business?
Read More »
What are the requirements to hire a household employee or domestic worker, such as housekeeper, nanny or caretaker?
Read More »
When must a student apply for an OPT extension?
Read More »


December 5, 23
Taxpayer Beats IRS in Landmark Case on foreign bank reporting for dual residents
Read More »
December 4, 23
MO woman spends 5 years trying to get her nameless grandson a name and a birth certificate
Read More »
November 30, 23
New York enacts clean slate legislation for old criminal records
Read More »
November 29, 23
Russian soldier forges death certificate to dodge Ukraine War
Read More »